Here is a great article for you to think about if you are in this situation. “Although they haven’t exchanged vows, many unmarried couples make a commitment to love, honor and protect one another financially. Asking a few money-management questions now, including how they will share finances, who will pay the bills and how to plan
Year: 2015
Investment Blog Series #5 – Investment Risk
As we continue to talk about investing, we need to consider the investment risks. There are all kids of risk inherent in investing. Obviously the risk is that we will lose money on the investment but there are so many factors that cause an investment to lose value, it is hard to evaluate all of
KIva.org – “Keep Money Flowing and Growing”
One of the things that I really wanted to do when I started Graduate’s Guide was to give a portion of the revenues from book sales to keep money “flowing and growing.” I chose Kiva.org, a micro-lender, because I believe in the concept of giving people a little seed money and letting them grow businesses.
To Work or Not to Work, That is the (Money) Question
For those of us in our 40’s and beyond, we have likely already answered that question, taken the action to work or not to work, and are sitting with the consequences of that decision. For those who may just be entering this phase of life or for those of you who have daughters, nieces, daughters-in-law,
Investing Blog Series #4 – Investment Considerations
Last week, I discussed how to invest so now I want to give you some things to consider before you actually do invest. An excerpt from The Graduate’s Guide to Money: Classification of Mutual Funds There are stock funds and bond funds. There are funds that focus on a particular market segment, such as health
Let Uncle Sam Help You Fund Your Freedom
We all want freedom and we all hate taxes so let’s see how we can use some tax advantages to help fund our “freedom from work” fund. This is a topic I talk about extensively in my book so I thought I would provide you with an excerpt from The Graduate’s Guide to Money to
Investing Blog Series #3 – How to Invest
In the last investing blog post, I talked about inflation as another reason why you must invest. Now we will continue the discussion to talk about how to invest. Except from The Graduate’s Guide to Money: How To Invest At the most basic level, you need an investment account. To get one, you can: Open
Investing Blog Series #2
The last investment blog talked about “Why Invest?” and I told you it was because of the power of compounding and that is a great reason why you should invest. Here is the reason why you must invest: Inflation. Excerpt from The Graduate’s Guide to Money: Inflation is the rise in prices over time, typically
What You Focus on Expands!
We all know that if we track something – our weight loss progress, our mileage toward a 10k, or our money goals, it is much more likely to move us toward that goal than if we just hope for the best. This is a great lesson to teach our kids especially as it relates to
Investing Series #1 – Why Invest?
The questions that I am most frequently asked when I present to groups, especially young adult groups, are about investing. So I thought I would do a blog series to talk about the basics of investing. I hope to explain the why’s and how’s in a way that helps you get basic information without being